This program is designed for business owners like you. It offers flexible financing options to help you grow and manage your business more effectively. You can use the funds to purchase land, buildings, or cover construction costs. Additionally, you can expand or renovate your existing premises, and even replenish working capital depleted by real estate costs.

Key Benefits:

• Up to 100% financing to cover project costs
• Repayment terms up to 25 years
• Up to 36 months of principal payment postponement at the start of the loan

Why Apply?

• Unparalleled flexibility: Match payments to your cash flow cycle, ensuring you have funds for day-to-day activities.
• Extra financing: Get additional cash to cover expenses like moving costs.
• Peace of mind: Terms and conditions remain stable without due cause.

This program is easier to qualify for than many other financing options, making it an excellent choice for your business.

Type of Financing: Loan

Repayment Terms and Interest Rates:

• Repayment Term: Up to 25 years.
• Interest Rates: Competitive rates based on market conditions.
• Principal Payments Postponement: Up to 36 months at the start of the loan.

Eligible Expenses:

• Purchase of land and buildings.
• Construction costs for new buildings.
• Expansion or renovation of existing premises.
• Replenishment of working capital depleted by real estate costs.

Ineligible Expenses:

• Personal expenses.
• Non-business-related investments.
• Any expenses not directly related to commercial real estate.

Fees:

• No specific fees mentioned. Standard loan conditions apply, subject to approval and certain conditions.

• Must be a small or medium-sized enterprise (SME).
• Must have a Canada Revenue Agency Business Number.
• Business must be operating in Canada.
• Must be involved in industries such as aerospace, automotive, construction, creation and culture, fisheries, food and beverage, manufacturing, mining, oil and gas, technology, or tourism.

Disqualifications:

• Businesses in the retail/wholesale sector.
• Real estate businesses.
• Government services.
• Personal or social services.
• Professional services such as marketing firms, creative agencies.

This program offers your business up to 100% financing to cover the costs of your commercial real estate project. Whether you need to buy land, construct new buildings, or renovate existing ones, this loan can help you achieve your goals.

Key benefits include:

• Flexible repayment terms: You can take up to 25 years to repay the loan, making it easier to manage your finances.
• Payment postponement: You can postpone principal payments for up to 36 months at the start of the loan, giving you breathing room as you get your project off the ground.
• Additional financing: If you need extra funds for related expenses like moving costs, you can get additional cash on top of the real estate loan.

This program is designed to support your business growth by providing the financial resources you need to expand or upgrade your facilities. With tailored financing options and flexible terms, you can focus on what matters most—growing your business.