Hello,

If you're in the market for new or used farm equipment, this program is designed with you in mind. No down payment is needed for loans under $100,000, and for loans up to $500,000, only a 10% down payment is required. This means you can secure the equipment you need without a hefty upfront cost. Plus, the financing is backed by the equipment itself, offering you peace of mind.

The program offers flexible finance rates, whether you prefer variable or fixed, and terms can stretch up to 10 years. You'll also enjoy no prepayment penalties or extra fees, allowing you to pay off your loan early if you choose. Applying is straightforward and can be done right at the dealership, making it a one-stop-shop for your financing needs. This means minimal paperwork and quick processing times, so you can focus on running your business.

Working with experts who understand agriculture ensures you're getting the best advice and support. With competitive rates and the convenience of applying at the point of purchase, this program makes acquiring essential equipment easy and efficient. It's a simple, effective way to keep your business moving forward.

Loan Terms:
The financing offered is in the form of a loan, specifically designed for purchasing new or used farm equipment. The terms include:

• Down Payment: Zero down payment required for loans under $100,000. For loans under $500,000, a 10% down payment is necessary. Loans exceeding $500,000 have a competitively set down payment.
• Interest Rates: Both variable and fixed finance rates are available, offering flexibility based on your financial planning preferences.
• Repayment Period: Loans can be extended with terms of up to 10 years, allowing ample time for repayment without prepayment penalties.

Eligible Expenses:
Funds from this loan can be used towards the purchase of new or used farm equipment, whether bought through a dealership or via a private sale. The security for the loan is taken on the equipment being financed, ensuring the loan is specifically used for its intended purpose.

Restrictions and Fees:

• Use of Funds: The loan cannot be used for non-equipment related expenses or refinancing existing debts.
• Fees: There are no FCC fees associated with this loan, making it a cost-effective option for financing equipment.

When it's time to buy new or used farm equipment, this program offers you a way to finance your purchase with ease. You can finance through a participating dealer, where you'll work with experts who know agriculture inside and out. No down payment is needed for loans under $100,000, and for loans up to $500,000, only a 10% down payment is required. If you're looking at larger loans, you'll find competitive down payment options, all secured by the equipment you're buying.

The program offers flexible finance rates, whether you prefer variable or fixed, and terms can stretch up to 10 years. Plus, there are no prepayment penalties or extra fees from FCC, which means you can pay off your loan early without any extra costs. You can apply directly at the dealership, making it a one-stop-shop for your financing needs. This means minimal paperwork and quick processing times, so you can get back to what you do best—running your business.

This program is designed to make your equipment purchase as smooth as possible, with competitive rates and the convenience of working with people who understand your industry. It's a straightforward way to get the equipment you need to keep your business moving forward.