This program is designed for business owners like you who are looking to expand their operations with new land or buildings. With FCC loans, you can purchase property knowing you have control over your finances. Flexible financing options allow you to choose your rates and terms, making your money go further.

Key Benefits:

• Pre-approved lines of credit: Get the funds you need quickly.
• Deferred payments: Start paying when it suits your cash flow.
• Interest-only payments: Lower your initial costs.
• Extended disbursements: Access funds over a longer period.

Why Apply?

• Customizable terms: Choose from different interest terms, maturity dates, amortization periods, and repayment schedules.
• Prepay options: Pay off your loan early based on the interest term you select.
• Tailored payment schedules: Align payments with your growing cycles, off-farm income, or construction phases.

This program offers greater flexibility and control compared to traditional financing options. By being approved, you can ensure your business has the financial support it needs to grow and thrive. Plus, qualifying is straightforward, making it easier for you to access the funds you need.

Type of Financing: Loan

Repayment Terms and Interest Rates:

• Interest Rates: Choose between fixed and variable rates.
• Repayment Terms: Flexible terms with options for deferred payments, interest-only payments, and extended disbursements.
• Prepayment Options: Available based on the interest term you select.
• Amortization Periods: Choose from various maturity dates and amortization periods.

Eligible Expenses:

• Purchase of land.
• Construction or purchase of new buildings.
• Expansion of existing operations.

Use of Funds:

• Funds cannot be used for non-agricultural purposes.
• Funds cannot be used for personal expenses.

Fees:

• No specific fees mentioned for document preparation or application.
• Contact FCC for detailed fee information.

This loan provides flexible financing options tailored to your needs, ensuring you can manage your finances effectively while growing your business.

With this program, you can borrow money to buy land or build new structures for your business. This means you can expand your operations with ease and confidence.

You have flexible options for how you borrow and repay the money. You can choose different interest rates, repayment schedules, and even defer payments if needed. This flexibility allows you to manage your finances in a way that best suits your business needs.

Pre-approved lines of credit and interest-only payments are available, giving you even more control. You can also schedule payments around your business cycles, ensuring you have cash flow when you need it most. This program is designed to help your business grow and thrive.